My Mom and Dad knew each other in High School and by the time they started dating seriously the Great Depression had engulfed the world. They were engaged for about 3 years while Mom worked as a bookkeeper earning $14 a week, not today’s 40-hour week. Dad worked for a small chain of shoe stores, driving a truck and delivering inventory to a half-dozen or so small stores spread throughout Ohio. When he wasn’t gone on his deliveries he organized and shelved boxes of shoes. After they got married Dad started attending night classes to become an accountant. He earned less than Mom, $13 a week. So they lived on $27 a week, $108 a month in a rent controlled apartment in the Cedar Central Project in Cleveland, Ohio.
For some reason when I think about my parents’ first years of marriage a silly ditty repeats over and over in my head:
“My Ma gave me a nickel to buy a pickle, I didn’t buy a pickle, I bought some “chewin” gum. Chew chew chew some chewin gum I bought some chewin gum….” I can’t explain it, maybe the nickel for a pickle, but it was the Depression. In those days a loaf of good bread, Mom told me, cost maybe 15 cents, she couldn’t remember for certain but;
“A lot of folks couldn’t afford that loaf of bread.”
My parents were young, in love and happy but $108 a month to live on? Incomprehensible.
I recently met a young single mother with two children, a boy 7 and a girl four. Her husband, if that’s what he was, abandoned them. Just took off was all she would tell me. She and her kids were subsequently evicted from their apartment because she was unable to afford the rent. The three of them are currently living in a family shelter. She still works the same job she had when the guy took off. She’s a server in a well-known chain restaurant. She earns $2.50 an hour plus tips but she shares the tips with the people who bus the tables and, she flashed a sarcastic smile, the manager. She usually averages $10-12 an hour. That’s above the current minimum wage, but she is not allowed to work more than 30 hours a week, on split shifts. Something about not having to supply medical insurance benefits…maybe?
So—she works hard, takes good care of her children and earns about $1,440 a month. She doesn’t have health insurance for her or her children so when any of them are ill she sits for hours in an emergency room waiting area. She doesn’t have a car to get around so she can look for a better paying job, or to attend any kind of training that would qualify her for a better job. She does manage to pay for a cell phone. She considers it essential in case one of her kids gets sick at school or daycare. It costs her about $70 a month.
In 2013 the estimate of the full-time (40-hour work week) hourly wage that a family must earn to afford a decent apartment, at the HUD estimated Fair Market Rent while spending no more than 30% of their income on housing, was estimated to be $18.79. If this young mother earned $18.79 per hour she could afford to spend about $225 a month for rent. She’s been looking for an affordable apartment but there are long waiting lists for those that come available and she can’t really afford any of them.
Oh yes, she also has to supply food, clothing and even a very occasional treat for herself and her two children. She doesn’t have a bank account so she pays an exorbitant fee to cash her pay check at a check cashing place and frequently has to get a small loan from that same “business” against her next paycheck, at usurious rates. The folks at the homeless shelter where she and her children now live are doing their best to help her navigate all the possible programs designed to help folks in her situation, but it is a morass and she, understandably gets very frustrated and depressed.
In the face of this the legislature in my state of Washington failed to produce any new help for the working homeless this past session and by their inaction may have made the situation worse for many homeless families. Private and faith-based groups are helping as much as possible but those resources are incapable of providing more than a small fraction of what is needed. Government programs, with all citizens contributing their fair share, are the only possible way to deal with these problems.